FEDERAL SURVIVOR AND ESTATE PLANNING FORUM
JANUARY 11, 2012
Proper estate planning gives you control over important financial and personal decisions. Contrary to common belief, everyone needs estate planning. Whether you are working or retired, single or married, wealthy or not, you will see that careful estate planning can benefit you. As a federal employee it is imperative that you have an understanding of your survivor benefits and how to create a proper estate plan.
This seminar will cover the following topics:
Federal Employee Survivor Benefits:
Calculate the amount a survivor will receive
Cost of survivor benefits for CSRS/FERS
Definition of insurable interest
Health Insurance considerations for survivors
Social Security survivor benefits
Minor children and their survivor benefits
Objectives of Estate Planning
Planning for incapacity
Probate and how to avoid
Joint Ownership of property
Direct transfer of assets
Trusts – Benefits and types
Edward W.H. Kissinger (Ned), CFP®, ChFEBCSM, CFEdTM
Vice President, Registered Representative, Kissinger Financial Services, Inc., Hunt Valley, Maryland (Mr. Kissinger has been conducting the FEB retirement planning seminars for over six years).
Wilson P. McManus, Attorney at Law
Mr. McManus is an Estate Planning Attorney in practice since 1986 with his offices in Lutherville, Maryland. He focuses his practice on estate planning and estate and trust Administration. Mr. McManus’ goal is to help people properly arrange their affairs to minimize taxes, court costs and attorneys’ fees in the event of disability or death. “Estate planning isn’t always expensive”, he says, “but failing to plan is”. He feels that the best approach is to help people understand estate planning and identify their estate planning options. While he and his staff are available to help families through the difficult processes of Guardianship and Probate, he feels that the best estate plans permit loved ones to keep control of the family’s affairs by avoiding court and attorney involvement.